Payments
The first payment will be taken the day you enter into an installment plan. The payment method provided for the first payment will be used for all remaining payments unless updated through the customer portal or by phone at (225) 925-6146 (option 3).
Auto-Draft Payments
After the first payment, the next payment will be drafted on the 10th of the following month, unless 30 days from the first payment have not passed. If 30 days have not passed then it will not be drafted until the following month.
Example:
If a plan is entered on 3/04/24. The next payment will be drafted on 4/10/24.
If a plan is entered on 03/15/24. The next payment will be drafted on 5/10/24.
Payment Schedule
Payments are based on the amount owed:
- up to $250.00 - 6 monthly payments
- $251.00 to $750.00 - 12 monthly payments
- $751.00 to $1500.00 - 24 monthly payments
- $1501.00 to $2500.00 - 36 monthly payments
- $2501.00 to $4999.00 - 48 monthly payments
- $5000.00 and up - 60 monthly payments
Payment Method Fees
In addition to the monthly installment amount, a service fee will be applied to each payment and varies depending on the payment type used.
- For credit/debit/prepaid cards - a 2.5% fee plus an additional $3.00 transaction fee will be applied to each payment
- For bank account draft - a $1.00 fee plus an additional $3.00 transaction fee will be applied to each payment.
Additional Payments
Additional payments made at any time do not take the place of the auto-draft payment. Additional payments can be made at www.expresslane.org/installments.
Unless six consecutive payments are missed, the installment agreement will remain active and the monthly installment payment will continue to be drafted the following month. A $25 late fee will be added for each missed monthly payment.
YOUR RESPONSIBILITY
- Notify OMV when any information changes, such as credit card/debit card number, bank account number, expiration date, etc.
- Ensure the type of card on file allows for recurring payments (monthly payments) to be auto-drafted (some cards have restrictions placed on them and prevent or limit the number of recurring payments)
- Your account must have enough available funds to cover the withdrawal of both the installment plan fee and the service fee on the 10th day of the month.